A Household Budget in a Notebook: How to Set It Up and Keep It
You don’t need apps or spreadsheets — a paper notebook is often the best way to take control of your money. How to set up categories, stay consistent and plan savings.
Which Bank Is Best to Take Out a Loan With?
There’s no single cheapest bank — only the one that fits your income, your down payment and your goals. Why touring branches wastes time, how the ‘lowest instalment’ misleads, when to file several applications, and how an expert helps.
How Much Does a Mortgage Advisor Really Cost?
Is a mortgage advisor really free — and if so, who pays for it? An honest look at how mortgage advice works in Poland, what to watch out for, and how to choose a reliable advisor.
The 4-Hour Workweek by Tim Ferriss – A Review
A review of Tim Ferriss’s „The 4-Hour Workweek”: the New Rich, the DEAL method (Definition, Elimination, Automation, Liberation), mini-retirements and what holds up — and what doesn’t — in everyday life.
Books About Finance: Your Best Investment in Financial Education
How to tell a valuable finance book from a misleading one: the gap in the Polish market, the limits of foreign titles, popular myths (Kiyosaki’s ‘liabilities’, the fake Harvard goal study), and recommended reads.
Is It Worth Studying? What University Is Really About
Is it worth going to university? A personal take on what studying is really about, why a diploma alone won’t get you a job, and how to make your degree pay off.
What Harry Potter Teaches Us About Planning
Harry waited for a „Great Mythical Event” to change his fate — until he learned that his own decisions mattered most. What the wizarding world teaches us about planning your day, your studies, your money and your path to success.
Making Conscious Financial Decisions
Financial decisions shape your future. The foundations of conscious money management: education, clear goals, planning and an emergency fund, smart debt, investing within the limits of regulation, and the most common mistakes to avoid.
How Many Years Should You Take a Mortgage For? Make Inflation Your Ally
How many years should you take a mortgage for? How inflation eases the real burden of debt, why the interest-rate type matters, and a comparison of the 15–20, 25–30 and 30–35 year terms.
How to Estimate Your Investment Risk Tolerance
What are we really afraid of — loss, or investment risk? A step-by-step guide to gauging your risk tolerance: time horizon, knowledge, experience and how a loss would affect your life.