Talking About Money In a Simple Way
On MoneySimple, I talk about personal finance in a simple and straightforward way. I’m happy to share ideas and solutions that will help you live the life you want. So, shall we begin?
How to stop losing money every month?
The key to controlling your finances is budgeting. I’ll teach you how to create realistic budgets that truly reflect your lifestyle and spending habits, helping you spend your money more wisely.
What to do with your savings?
Savings are the foundation of financial security, but keeping your money in a regular account or as cash is a bad idea. I’ll show you all the available options, and together we’ll find the best solution for your situation.
Is taking out loans a good idea?
Loans can be useful, but it’s important to take them consciously. You’ll learn about different types of loans, their pros and cons, how to calculate your borrowing capacity, and compare offers avoiding financial traps.
You’ll find even more personal finance knowledge in my Financial Primer, where high-quality articles await you on risk protection, insurance, retirement planning, estate planning, and other topics related to personal finance and career planning.
What’s new on the MoneySimple blog?
What else can you find on the blog?
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Thinking about buying an apartment in Poland?
I can help you with your loan
Who am I?
Hi, I’m Tomek. I graduated from the University of Economics (Finance, Econometrics, Project Management), and I got so hooked that I stayed for a PhD program, conducting research and teaching students.
I’ve been fascinated by finance since I was young. I wanted to become a “financial doctor” because I love helping people achieve their goals and solve their problems. After all, happiness is what matters most in life. I value honesty and directness—I don’t sugarcoat things.
I’ll help you discover what you truly want, plan how to achieve it, and, as much as possible, support you throughout the journey.
Outside of work, I’m passionate about basketball, history, astronomy, and psychology. Professionally, I’ve worked at various banks and financial advisory firms, realizing that pushy sales tactics aren’t my thing. Personally, I’ve lived abroad for five years—in Colombia, the U.S., and the Dominican Republic. Sí, podemos hablar español.
How can I help you?
I can help you online
Here, you’ll find the Financial Primer, insightful articles, and thoughts on current financial events. I also create practical downloadable materials, such as Excel spreadsheets and PDFs—all to provide you with reliable information and tools for managing your personal finances.
I can offer advice
If you have questions about personal finance, we can meet. You can also contact me via WhatsApp or email. However, I must emphasize that I do not provide brokerage services or investment advisory services under Polish law.
I can help you get a loan in Poland
Especially a mortgage loan. I will submit applications to banks on your behalf and handle the entire loan process to ensure you get the best financing suited to your needs. I guarantee 100% honesty and straightforward communication. I also offer business loans and personal loans.
Soon, you’ll be able to subscribe to my newsletter and receive the latest articles and financial tips directly in your inbox. Many of the insights I share in the newsletter won’t be published on the website, so don’t miss out!
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Ready to transform your financial life?
Take the first step toward a better financial future. Contact me today!
I offer comprehensive support in managing personal finances, from consultations to mortgage brokerage services.